Last updated
Last updated
Cacnio, F. C. Q., & Romarate, M. E. G. (2024). How does financial literacy affect financial behavior over the life cycle? Evidence from Filipino households (Discussion Paper Series No. 2024-13). Bangko Sentral ng Pilipinas.
Demirguc-Kunt, A., Klapper, L., Singer, D., Ansar, S., and Hess, J. R. (2017). The Global Findex Database 2017: Measuring financial inclusion and the fintech revolution (English). World Bank Group.
Financial Inclusion Steering Committee (2024). 2023 Annual Report: National Strategy for Financial Inclusion.
Houston, M. (2024). Effective debt management strategies for growing your business. Forbes.
Lawyer Philippines. (2025). Unfair debt collection practices in consumer financing. Respicio & Co.
Lofranco, M. V. (2024). Legal tips for effective debt recovery in Philippine businesses. CBOS Business Solutions Inc.
Padilla, Sarah L. (2021). Debt Management. Bangko Sentral ng Pilipinas.
Suficiencia, E. J. L. (2022). National Strategy for Financial Inclusion 2022–2028.
SyCip Salazar Hernandez & Gatmaitan. (2024). Debt finance 2024: Trends and Developments.
Williams, Z. S. (2023). The adherence to credit control and the effectiveness of debt collection tools in an energy municipal entity. University of the Free State, Faculty of Economic and Management Sciences.
Azmi, R., & Indriyani, R. (2024). Debt Management Programme or Plan (DMP) and financial or credit counselling in Malaysia, Thailand, and Indonesia. UNRISD Working Paper, No. 2024-02, United Nations Research Institute for Social Development.
Demirguc-Kunt, A., Hu, B., & Klapper, L. (2019). Financial Inclusion in the Europe and Central Asia Region: Recent Trends and a Research Agenda. Policy Research Working Paper No. 8830. The World Bank.